Banner will issue pending applications with the new rates effective today, March 31, 2014, if lower than prior rates.  New applications received through April 30, 2014 will be issued with the rates most favorable for the applicant. The new rates will apply to all new applications received May 1, 2014 and later.   In addition to competitive life insurance rates,  click  here to see  what do you get from banner life

Mutual of Omaha has produced a consumer approved piece that speaks to the tax advantages with Qualified Long Term Care policies.  You may find this  piece useful in your discussions: ltc policies may offer tax advantages

In addition to health care, American’s understand the need for Life Insurance.  Yet many individuals are either under insured or have no life insurance in place, discuss life insurance  with your health ins customers.