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Banner Term Rates Down...

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Incentives

This promotion began September 1st, 2009.
CLICK HERE for PDF Flyer about our Rewards Program


Earn an Extra $100 Bonus when you pay for $1000 of  premium, on the Preferred Final Expense product for ages 26-75. Ask your Calkins-Kramer Representative about info on this new product!

Ask your Calkins-Kramer Insurance Representative about the Agent Referral Incentive.
Refer another agent who pays for a case thru Calkins-Kramer Insurance and you earn a referral fee!